:root{--navy:#0B2545;--orange:#F97316;--light:#FFF5EE;--dark:#1F2937}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--dark);line-height:1.7}
a{color:#C2410C}
header{background:var(--navy);color:#fff;padding:16px 20px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px}
header .logo{font-size:22px;font-weight:800;color:#fff;text-decoration:none}
header .logo span{color:var(--orange)}
.call-btn{background:var(--orange);color:#fff!important;padding:12px 22px;border-radius:8px;font-weight:700;text-decoration:none;font-size:18px}
nav{background:#13315C;padding:10px 20px}
nav a{color:#fff;text-decoration:none;margin-right:18px;font-size:15px}
nav a:hover{text-decoration:underline}
.hero{background:linear-gradient(135deg,#0B2545,#9A3412);color:#fff;padding:56px 20px;text-align:center}
.hero h1{font-size:38px;line-height:1.25;max-width:800px;margin:0 auto 14px}
.hero p{font-size:19px;max-width:700px;margin:0 auto 24px;opacity:.95}
.btn{display:inline-block;background:var(--orange);color:#fff!important;padding:14px 28px;border-radius:8px;font-weight:700;text-decoration:none;margin:6px}
.btn-outline{background:#fff;color:var(--navy)!important}
main{max-width:900px;margin:0 auto;padding:36px 20px}
main h2{color:var(--navy);font-size:27px;margin:32px 0 12px}
main h3{color:var(--navy);font-size:20px;margin:24px 0 8px}
main p,main li{margin-bottom:12px;font-size:17px}
main ul,main ol{padding-left:22px}
.trust{background:var(--light);border-left:5px solid var(--orange);padding:18px 22px;margin:28px 0}
.cta{background:var(--navy);color:#fff;text-align:center;padding:36px 20px;border-radius:12px;margin:36px 0}
.cta h2{color:#fff;margin-top:0}
.faq p{margin-bottom:18px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px;margin:24px 0}
.card{border:1px solid #ddd;border-radius:10px;padding:20px}
.card a{font-weight:700;text-decoration:none;font-size:18px}
footer{background:var(--navy);color:#ccc;padding:32px 20px;font-size:14px;text-align:center}
footer a{color:#fff}
.callbar{display:none}
@media(max-width:640px){
  .hero h1{font-size:28px}
  .callbar{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:99}
  .callbar a{flex:1;text-align:center;padding:15px 5px;font-weight:800;text-decoration:none;font-size:16px}
  .callbar .call{background:var(--orange);color:#fff}
  .callbar .form{background:#fff;color:var(--navy)}
  body{padding-bottom:52px}
}
form label{display:block;font-weight:600;margin:14px 0 4px}
form input,form textarea,form select{width:100%;padding:11px;border:1px solid #bbb;border-radius:6px;font-size:16px}
form button{background:var(--orange);color:#fff;border:0;padding:14px 28px;border-radius:8px;font-weight:700;font-size:17px;cursor:pointer;margin-top:16px}